Download Rummy Clan App → Install Rummy Clan App → Accept these Terms → Create a Player Profile → Remit funds which will reflect in your Remittance Portfolio→ Choose a Game → Choose a Contest → Meet the Winning Criteria → Win and Receive Winnings → Your Winnings will reflect in your Winnings Portfolio → Claim your Winnings including requesting a transfer of your monetary Winnings reflecting in your Winnings Portfolio to your own bank account or your own wallet, in Indian Rupees.
Card Games - These Games are played using the standard 52-deck of French playing cards
Remittance Portfolio. Your remittance portfolio (“Remittance Portfolio”) will reflect the value in Indian Rupees (“INR”) remitted by you for playing Games on the App and additional amounts received by you from signups, referral bonuses and promotional offers that may be offered on the App.
Winnings Portfolio. The winnings portfolio (“Winnings Portfolio”) will contain the amount of money won by you as Winnings in INR.
The Remittance Portfolio only reflects the amount remitted by you to enter a Contest or any additional amounts received by you from signups, referral bonuses and promotional offers that may be offered on the App.
Similarly, the Winnings Portfolio only reflects the amount which we offer to pay you in the manner specified in these Terms upon a claim made by you and upon fulfillment of KYC requirements and other conditions specified in these Terms, subject to our satisfaction. It is hereby clarified that, the amount reflected in the Winnings Portfolio does not belong to you until you have made a claim to withdraw that amount to your Designated Account and you have fulfilled other conditions mentioned in these Terms.
Once your Player Profile is created, and your Remittance Portfolio and Winnings Portfolio are set up, you can play Games by entering one or more Contests. Each Contest consists of a Game which can be played in a particular Format.
We may make Contests available in various formats either on a continuous basis, as well as in one-off, or periodic, events or tournaments. While each Contest will have specific rules for participation and gameplay, the following are some general rules applicable to typical Formats on the App. Please make sure that you read, understand and carefully review these rules, as well as any additional Contest specific rules, before you enter any Contest.
We may cancel and/or withdraw any Contests on the App or restrict your access with the Contest or the entire App, without prior, at our sole discretion, if it comes to our notice that conduct of such Contest is prohibited or restricted in any jurisdiction (including any Indian state).
We may operate multiple Contests for the same Game under different Formats and gameplay rules, or for different durations. You have the option to participate in as many Contests as you would like to.
When you decide to participate in a Contest and play the corresponding Game, we will match you with one or more Players (depending on the nature of the Game) participating in the same Contest. You may be unable to participate in a Contest, or a Contest may not commence, if sufficient number of Players are not available, or if we are unable to match you with a Player during the Contest at the time you choose to play the Game.
Contests typically take place in point formats (“Instant Contest”) or cash formats (“Cash Contest”).
To enter an Instant Contest you will have to pay the specified entry fee (“Entry Fee”) from amounts reflected in your Remittance Portfolio or Winnings Portfolio. You can use amounts from the latter only after exhausting the former. Some Instant Contests may also allow you to join using a Pass (as explained below).
You may be able to play a Game multiple times (each a “Game Session”) in the same Contest until it concludes and may score points for each Game Session.
For each Contest, your highest point score across Game Sessions for such Contest will be logged as your “High Score” for the Contest.
Your High Score as well as every other Player’s High Score will be displayed after each Game Session. Whether your High Score will result in you being eligible to receive Winnings will depend on the rules of the particular Contest.
Each Contest has different winning criteria which will be notified to you before you join the Contest. Each win has corresponding and different Winnings, which are also specified at the time of joining the Contest.
The wins and corresponding Winnings will be determined and declared for each Contest only after the Contest concludes.
The Winnings to which you are entitled based on the rules of the Contest and applicable Rummy Clan policies will be reflected in your Winnings Portfolio (as defined below) as soon as reasonably possible after the end of the relevant Contest.
When you choose to enter a Cash Contest you will be able to view ongoing Games on various tables. You may select a table, subject to the rules of the specific Game and rules for Minimum and Maximum Players.
You will need to deposit a specified value (denominated in INR) in your Remittance Portfolio, to participate in the Contest (“Buy-in”). You can deposit from amounts reflected in your Remittance Portfolio or Winnings Portfolio, you can however, use amounts from the latter only after exhausting the former.
The value of the Buy-in may vary within the range specified for the Contest and is typically between three to four times the maximum loss possible on a table in the Game. The Buy-in may be revised from time to time, based on multiple factors such as nature and format of the Game in the corresponding Contest.
After You have remitted the Minimum Buy-in, you will be given an initial stack of chips or amounts expressed in Indian Rupees (“Player Stack”) to play with in the Contest. The value of the Player Stack may be expressed as chips or amounts expressed in Indian Rupees, depending on the nature of the Game.
You will be permitted to add value to your Player Stack (“Top-Up”). Top-Up will only be permitted between rounds of a game in the Contest. There may also be additional restrictions on the value or frequency of the Top-Up from time to time, at our sole discretion. These rules will be notified to you before you enter the Contest.
You are permitted to be in ‘Away Mode’ in Cash Contests for a limited period of time, as specified in the rules of the Contest. If you do not return and re-enter playing by pressing the ‘I am Back’ button within the specified time, you will automatically be placed in the Sit-Out mode.
In some Contests, you may be permitted to sit out of a few rounds during the Contest, without losing any value from the Player Stack or position on the table (“Sit-Out”). You can Sit-Out by pressing the ‘Sit-Out’ option is accessible via the top-left hamburger menu on the App. The maximum permissible time to be in ‘Sit-Out’ mode during a Contest and the number of times you can opt to be in ‘Sit-Out’ mode will be specified in the rules of the Contest.
Once you opt to Sit-Out, a timer will start, and unless you press ‘Sit Here’ option on the App, before the timer winds down to zero, you will be eliminated from the Contest and the value of your Player Stack will be reflected in the Winnings Portfolio, subject to deductions or withholding as set out in these Terms.
You are permitted to switch tables within the same Contestafter the completion of a round (“Switch Tables”). You are not permitted to Switch Tables during a round.
Switching Tables is subject to the Maximum and Minimum Player rules. You cannot Switch Tables if you constitute the Minimum Players on a table and cannot sit at a table which already has the Maximum Players permissible.
You can choose to exit a Contest at any time. Upon your exit, the value of your Player Stack will be transferred and reflected in your Winnings Portfolio.
For each Contest in the Cash Contest Format, we take a small amount from the pot on a table, as a fee from the winner of the Contest (“Rake”). The value of the Rake is subject to the nature of the game. Presently the Rake for Rummy is between 2.5% (two point five percent) to 5% (five percent). The amount of Rake for each Contest will be specified in the rules of the Contest.
Each Contest will specify the rules for a minimum and maximum number of players permitted on a table (“Minimum and Maximum Players”). The rules will vary in each game. For example, in a game of Rummy we permit a maximum of 8 (right players).
The App currently offers the Game, Rummy, as a Cash Contest. For, this Game, in addition to the rules of the Contest available here, you should note that:
The big blind and small blind will remain constant on each table and will not change during the time of game play; and
Bet will mean the bet placed by you based on your assessment of the round and your overall position in the Contest. The Game will move forward only when all the other Players on the table have placed the bet. Each Player is required to either match or raise the bet, otherwise the Player is be required to fold and lose the particular round of the Game
The Contests will be played out as a ‘race to zero’, meaning, the objective in each of such Contests will be to reduce the value of the Player Stack to zero. This can be achieved by making valid sets or sequences, answering questions correctly or potting the coins, in accordance with the rules of the Game.
The Winner will be the first player on the table to reach 0 (zero), the winnings are calculated as the value of the total points on the table multiplied with the loss of value in the Player Stack of all other Players on the table, subject to deductions as per Rummy Clan Policies. By way of illustration:
For example, in a 4 player Trivia contest with 1 point = Rs. 0.1 conversion, the players’ scores after 4 questions are:
Player A: 0 points,Player B: 10 points,Player C: 20 points,Player D: 40 points.At this point, as Player A has reached 0 score, the round would end and winnings will be distributed based on the point to INR conversion. Each player’s winnings and loses will be following manner,Player A: wins Rs.7*(1-Rake)Player B: loses Rs.1 (10 points x Rs.0.1)Player C: loses Rs.2 (20 points x Rs.0.1)Player D: loses Rs.4 (40 points x Rs.0.1)
Each pass has:
To help you understand better, if you use a pass of maximum value of 10 (ten) and pass fee of 25% (twenty five percent) and you join a 10 (ten) Gem contest of maximum 2 (two) players.Total game pool - 10 + 10 = 20 Winning amount - Rs 14 (Rupees Fourteen)Pass fee applicable = 25% X 10(Room joining cost) = 2.5Final game Winnings = 14(game Winnings) - 2.5(Pass fee) = 11.5
Winnings
Furthermore, you will not be entitled to any Winnings in the event you fail to play the relevant Game after joining a Contest.
You may remit to your Remittance Portfolio using any of the options available on the App including (a) through wallets you link with the App; (b) debit/credit cards; (c) Unified Payment Interface; (d) net banking; and (e) such other payment options as are made available on the App from time to time.
You understand that these payment gateways are managed solely by third party service providers and therefore your use of such payment gateways will be governed by the terms and conditions of such third-party service providers. You agree that your use of a third-party payment gateway is at your sole option and risk.
The value reflecting in your Remittance Portfolio, Winnings Portfolio or the value of your Winnings from a Contest may be varied by us for any reason including due to (a) change in applicable tax rates; (b) change in applicable laws; or (c) any other relevant changes that are applied across the App. The change in the value reflected in your Remittance Portfolio and/or Winnings Portfolio will only be effective after it has been notified on the App.
You may withdraw your monetary Winnings from your Winnings Portfolio to your Designated Account, subject to the following conditions:
You hereby provide your consent to us to hold the amounts in the Remittance Portfolio on your behalf and we will not have any right rights over the amounts in the Remittance Portfolio, other than as set out in these Terms. You may also withdraw the amount from your Remittance Portfolio to your Designated Account, subject to the following conditions:
Since the App involves real-money gaming, we, in line with industry practice and to comply with applicable laws and our internal policies, mandatorily require you to complete KYC and provide proof of identity.
You will be required to enter your KYC details and upload necessary documents in order to complete your KYC. You will be able to withdraw your Winnings only after you have completed your KYC.
Pursuant to the completion of your KYC, you will only be able to transfer your monetary Winnings to your Designated Account for which you have completed KYC with us.
After your Winnings exceed Rs.500 (Rupees Five Hundred only), you will not be able to access any Games, claim your Winnings or carry out any other activity on the App until your KYC documents have been uploaded to our satisfaction. Failure to upload the same within the time period provided above will lead to automatic closure of your Player Profile.
Upon closure of your Player Profile because of your failure to fulfill the KYC requirements in accordance with these Terms, we will not be liable to pay the Winnings to you and you will not be entitled to make any claims against us in this regard.
CommunityThe App may enable you to join gaming communities and groups (collectively, “Community Pages”) on third party social media platforms. Access and use of the Community Pages are subject to the Terms and other policies of such third-party platforms.
You will ensure that the information provided by you is accurate, true and up to date at all times.
You undertake that should your information change at any time during your use of the App, you shall update your information to ensure it remains true, current, complete and accurate at all times.
In the event of any discrepancy with respect to any of the information submitted by you:
Further, if at any time, including after disbursement of your Winnings, any information submitted by you is found to be incorrect, false, or otherwise misrepresented or misleading, you shall be liable to refund all amounts received by you form us.
By providing us with the information, you represent and warrant that the contact number supplied by you is not part of any “do not call” registry or its equivalent, anywhere in the world and that we may use the information to send you communication, notices or alerts that are transactional, informational and promotional in nature, from time to time.
You expressly grant us the right to monitor your online activities in relation to the App including but not limited to logging of your IP address to verify your geographical location.
Furthermore, you provide your consent to us to display all or part of your Player Profile which may include your name, photograph (if any), and your total score, on the App’s leadership board. You also provide your consent to us to use either the details provided by you for your Player Profile or all or part of your Player Profile for the purposes of marketing, promotions and/or other such related purposes on print, digital, social media and/or other marketing channels.
You may delete your Player Profile and uninstall the App at any time to discontinue your participation in the Contests.
We will not be liable to return the amount that was available in the Winnings Portfolio and Winnings associated with the Profile and the same will be transferred to Rummy Clan’s account if:
We will not be liable for any claims against us made by you, your parents or guardians in this regard.
If your Player Profile is inactive for more than 30 (thirty) days, we reserve the right to terminate your Player Profile after deducting foreclosure charges that may amount up to Rs. 800 (Rupees Eight Hundred only) (“Foreclosure Charges”) from your Winnings Portfolio.
If within the first 6 months of signing up, the player hasn't played any cash games, then their account will be foreclosed. This means that we will empty their app wallets of any deposit / bonus money.
You will be entitled to withdraw the balance Winnings in your Winnings Portfolio within a period of 30 (thirty) days from the date of foreclosure of your Player Profile. All balance Winnings in your Winnings Portfolio will revert to Rummy Clan’s account in accordance with 14.3 above to the extent not withdrawn.
Rummy Clan reserves the right to modify the Foreclosure Charges at any time without providing any prior notice.
It is clarified that uninstalling the App does not result in termination of your Player Profile.
We have the right to (a) suspend your access to the App and/or any of the Games; (b) terminate your Player Profile; (c) stop the refund and/or block any unused funds in the Player’s Profile; and/or (d) return or forfeit any Winnings as the case maybe, forthwith, at any time:
You agree that the availability of the App and/or any of the Games and Your ability to access the App and/or any of the Games is subject to our sole discretion. You acknowledge that the App and/or any of the Games may not be available at all times.
If a player is involved in a duplicitous transaction during any of their deposits, then their account will be blocked and we will empty their app wallets of any deposit / bonus money.
We have the right to suspend, withdraw or cease any Contest, Game or the entire App at any time without providing any notice or being liable to you in any manner whatsoever. In the event we are required to withdraw or cease any Contest, Game or the entire App to comply with any regulatory or statutory directions, we may, in our sole discretion, refund all amounts present in your Winnings Portfolio or Remittance Portfolio to your Designated Account, after deducting applicable charges and taxes.
In relation to Trivia Games, we have the right to decide the questions and the answer to each question to be used in the Game, at our sole discretion. We shall have the sole authority to decide the validity of any answer and do not guarantee that any questions and/or the corresponding answers will be complete or accurate in any manner. We shall not be liable for any loss incurred by you due to any incorrect questions and/or answers or any discrepancy or errors in the same.
We also have the sole discretion to decide the points, weightage attached, and time provided to respond to each of the questions in any of the Games.
We may introduce new features in any of the Games including introducing the option to avail hints, increase or decrease time or provide other alternatives in relation to existing Games. We may also alter the format of the existing Games or introduce new Games, at our sole discretion.
We offer Games on the App for entertainment only and are committed to promoting fair play and responsible gaming.
To continue enjoying the App and the Games offered on it without such enjoyment resulting in any adverse personal, financial or social consequences, it is imperative that you play responsibly that is you minimize your indulgence or do not indulge in game-play beyond your means or for excessive periods of time.
By creating a Player Profile and playing Games on the App, you agree that you will be engage in responsible gaming by:
In order to ensure optimal use of the App, you will need to access the App on an android phone with a RAM of at least 2 GB and a 4G internet connection (“Compatible Device”). We will not be responsible for suboptimal results because of device and internet connections.
You acknowledge that these Compatible Devices may be maintained and controlled by third party providers and therefore, platforms, software and/or devices that qualify at present as Compatible Devices may cease to be Compatible Devices in the future. Should your platform, software and/or device cease to be compatible, you agree that it is your sole responsibility to procure a Compatible Device to be able to continue using the App and we carry no liability for the same. Your use of third-party Compatible Devices are governed by the terms and conditions of such third parties.
You agree that the quality of the App and/or Games may vary depending on a variety of parameters such as your location, bandwidth, Compatible Device, Internet availability and speed, etc.
The App is to be used only for their intended purpose in a bona fide manner, and is not to be misused in any manner, including for undertaking fraudulent transactions, impersonation or any such illegal activity.
You warrant that you are using the App on your own initiative and that you are responsible for compliance with any and all applicable laws in relation to your use of the App.
You shall not:
You agree to be fair, accurate and non-disparaging while leaving comments, feedback, testimonials and reviews on or about the App and/or any of the Games.
Intellectual Property
The name ‘Rummy Clan’ and all corresponding marks, logos, designs, trade dress, trademarks that we use in connection with the App are our intellectual property and cannot be used by you for any purposes not specified in these Terms.
All intellectual property in the App, Games and in the proprietary material, content and information made available on the App including the graphics, images, photographs, logos, trademarks, the appearance, organization and layout of the App and the underlying software code belongs to us.
You must not copy, modify, alter, decompile, reverse engineer, publish, broadcast, distribute, sell or transfer (whether in whole or in part) any such material, except as expressly permitted in these Terms.
If you believe any content on the App infringes your intellectual property rights, you may notify us by contacting us on the details provided below.
Breach of TermsIf you have, or we have reasonable grounds to believe that you have violated these Terms, or that your use conflicts or interferes with our reputation, interest or might subject us to unfavorable legal or regulatory action in any way, we can indefinitely suspend or terminate your access to the App at any time, and report such action to relevant authorities. We reserve the right to take recourse to all available remedies under these Terms, applicable law or equity in furtherance of the above.
IndemnityYou agree to defend, indemnify and hold harmless us, our affiliates, directors, officers, employees and agents from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorneys’ fees) arising from (i) your use of and access to the App; or (ii) Your violation of any term of these Terms; or (iii) Your violation of any third party right, including without limitation any privacy, publicity or intellectual property right; (iv) Your breach of applicable law(s); (v) any unauthorized, wrongful, unlawful or illegal use of your Player Profile by a third party with or without your consent.
YOU AGREE AND ACKNOWLEDGE THAT THE APP AND THE GAMES ARE PROVIDED ‘AS-IS’ WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING THOSE OF TITLE, FITNESS FOR PURPOSE AND MERCHANTABILITY, COMPLETENESS, AVAILABILITY, SECURITY, COMPATIBILITY OR NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. YOU ACKNOWLEDGE THAT THE FUNCTIONING OF THE APP IS NOT ERROR FREE, UNINTERRUPTED OR FREE OF VIRUSES AND OTHER HARMFUL COMPONENTS.
While there are no pre-set limits on your remittance to play Games on the App, you are required to use your discretion and judgment for remitting and maintaining your monetary Winnings, as reflected in the Winnings Portfolio, on the App We do not guarantee the safety and security of the amounts reflected in your Remittance Portfolio or Winnings Portfolio and these are subject to routine commercial risks.
We shall not be liable for any loss or damage or failure to comply with or delay in complying with our obligations under these Terms which is caused directly or indirectly by any event or circumstances beyond our reasonable control including due to system failure, network issues, technical snags or loss of data due to any reasons whatsoever including any of the preceding reasons, act of God, floods, epidemics, quarantine, riot or war.
In no event shall we be liable for any special, punitive, incidental, indirect or consequential damages, including but not limited to any loss of profits, revenue, business or data of any kind in connection with the App, these Terms, your inability to use the App, or your interactions with other users on the App, whether under contract, tort, or otherwise, including for negligence, even if we has been informed in advance of the possibility of such damages.
Notwithstanding any of the foregoing provisions, the aggregate liability of Rummy Clan, its employees, agents, affiliates, representatives or anyone acting on its behalf with respect to each user of the App for all claims arising from the access to, or use of, the App shall be limited to the price you have paid for the Pack in respect of which you have a claim.
The limitations and exclusions of liability to you under the Terms shall apply to the maximum extent permitted by law and shall apply whether or not we have been advised of, or should have been aware of, the possibility of any such losses arising.
We do not warrant that:
The access to the App may also be occasionally suspended or restricted or certain features may be unavailable to allow for scheduled maintenance, repairs or upgrading the App at any time without prior notice.
We reserve the right to modify the App, our technology and Games offered by the App, from time to time.
We reserve the right to store and retain any and all information provided by you including the Games played, Winnings won, Player Profile details and details of the transactions conducted on the App for our business purposes as well as to comply with applicable laws.
Any personal information you supply to us when you use the App will be used in accordance with our Privacy Policy.
The App may include hyperlinks to various external websites, applications, content, or resources and may also include advertisements (“Third-Party Links”). We have no control over such Third-Party Links present on the App, which are provided by persons or companies other than us. You acknowledge and agree that we are not responsible for any collection or disclosure of your information by any external sites, applications, companies or persons thereof. The presence of any Third-Party Links on the App cannot be construed as a recommendation, endorsement or solicitation of any material or content present on such Third-Party Links, or any other material on or available through such Third-Party Links.
You further acknowledge and agree that we are not liable for any loss or damage which may be incurred by you as a result of the collection and/or disclosure of your information through such Third-Party Links or as a result of any reliance placed by you on the completeness, accuracy or existence of any advertising or other materials on, or available through such Third-Party Links. This will include all transactions and information transmitted on such Third-Party Links between you and any third-party sites or applications or resources. All transactions undertaken by you on the Third-Party Links are strictly bipartite. We shall not be liable for any disputes arising from, or in connection with, such transactions between you and such third parties.
Such third-party websites, and external applications or resources, accessible using the Third-Party Links may have their own privacy policies governing the collection, storage, retention and disclosure of your information that you may be subject to. We recommend that you exercise reasonable diligence, as you would in traditional offline channels and practice judgment and common sense before committing to any transaction or exchange of information, including but not limited to reviewing the third-party website or application’s privacy policy.
Severability and WaiverIf any provisions of these Terms are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these, which shall remain in full force and effect. No waiver of any term of these Terms shall be permitted.
Governing law and jurisdictionThese Terms shall be governed by and interpreted and construed in accordance with the laws of India as applicable between resident Indians. Subject to the dispute resolution term below, any disputes pertaining to the App shall be subject to the exclusive jurisdiction of the appropriate courts of Bengaluru, India.
Dispute ResolutionAll disputes arising from or in connection with these Terms shall be settled amicably between the parties within 30 (thirty) days, failing which it shall be referred to and finally settled by arbitration in accordance with the Indian Arbitration and Conciliation Act, 1996 as amended from time to time, presided over by a sole arbitrator appointed mutually appointed by the Parties failing which it shall be appointed by the High Court of Bengaluru. Judgment upon the arbitral award may be entered in any court having jurisdiction over the Parties or their assets. The arbitration proceedings shall be held at Bengaluru. The arbitration proceedings shall be conducted in the English language.
Please contact us if you have any questions or comments on the App, these Terms and any of the Policies (including all inquiries related to copyright infringement) regarding the App.
This document is an electronic record and is generated by a computer system and does not require any physical or digital signatures.